Why One Stream of Income Is Too Risky
Introduction: One Salary Is Not Security Anymore For decades, Nigerians were taught a simple formula for financial stability: Get a good education → Get a good job → Earn a steady salary → You’re safe. That formula no longer works. In today’s economy, relying on a single stream of income is one of the riskiest financial positions you can be in. Layoffs, inflation, delayed salaries,… Read More
How to Get Out of Debt: A Practical Step-by-Step Guide
Debt is one of the fastest ways to feel stuck financially. You earn money, but it disappears.You try to save, but repayments swallow everything.You want to invest, but debt keeps pulling you backwards. If this sounds familiar, you are not…
New Nigerian Tax Law 2026: What Changes on January 1st and How to Prepare Now
Introduction: 2026 Will Change How Nigerians Pay Tax From January 1st, 2026, Nigeria’s tax system will enter a new phase. The government is tightening compliance, expanding the tax net, and using digital tools to monitor income more closely than ever…
Retirement Planning in Nigeria: What to Do in Your 20s and 30s
If you’re in your 20s or 30s, retirement probably feels like a distant planet; something meant for older people who drink Lipton tea every morning and talk about “the good old days.” Retirement is not about age. It’s about preparation.…
Low-Capital Side Hustles in Nigeria (Practical Ideas You Can Start This Week)
If you live in Nigeria today, one income is no longer enough.Inflation is rising, salaries are not keeping up, and the cost of living hits harder every month. But here’s the truth:You don’t need ₦500k to start a side hustle.…